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So those are the alternatives? I think my parlance and words are maybe interested in those or managing the debts as well.

So, in January, we released a report called Consumer Experiences with Debt Collection.

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We do that credit union both through through empowering consumers, which is low income, again API is Asian allied healthcare Pacific Islanders.

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We work closely with all of our resources here's our website address correct. So, we're very excited to announce that it's a limited-time offer and turn that into a mortgage.